Andy Erselius
Andy Erselius, Broker
AE Realty Inc
Montezuma, IA 50171

641-226-2639
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WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

How Much Is My Home Worth in Montezuma, Iowa

How Much is your home worth in Montezuma, Iowa? If you are planning on selling your home, that is a question you need answered. As your Local Montezuma Real Estate Expert, I can help you to learn the answer to that question. I will personally do the re... Read more

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-t... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Find Your Dream Home in Montezuma, Iowa

There are so many different kinds of homes out there for families to choose from. Do you want to live in Montezuma? Or are you looking for a second home? How many bedrooms and bathrooms do you need? Do you need a large back yard? RV access? An attached... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Andy Erselius, Broker/Owner
AE Realty Inc
321 East Main St. Ste 1, P.O.Box 946
Montezuma, IA 50171
C: 641-226-2639
O: 641-623-2639
andy@aerealtyinc.com
www.aerealtyinc.com
 

Testimonials

Very Helpful Agent
Andy is very good at listening to what we said our needs were. He showed homes that matched our needs and was honest with the details of each home. Andy was also very respectable to us, and of the homes we visited.
— Dave and Delores McClenathan, Buyers
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